PL EN


2005 | 4(129) | 116-123
Article title

FORMS OF EXTERNAL FINANCING OF FARMS

Authors
Title variants
Languages of publication
PL
Abstracts
EN
The main aim of the article is to determine how often Polish farms resort in their operation to credits and leasing. Generally, the degree to which these forms of financing are used is not high, especially in the case of leasing. It should be noted, however, that an improvement has occurred in this respect as evidenced by an increase in the credit indebtedness of farms recorded between 1996 and 2002. Moreover, polarization of farms is observable as far as the use of credits is concerned. On one hand, the use of credits has become less frequent in smaller farms and, on the other hand, the number of entities drawing large credits has increased. The surveyed respondents favourably assess the effects of the use of preferential credits in their farms. It can be stated that the low popularity of leasing among Polish farmers may be attributable to the economic downturn in agriculture and the farmers' insufficient knowledge about the possibilities of using this form of financing. The results of the conducted surveys also suggest that the farms which use credits and leasing have a relatively well defined organizational-demographic profiles. This creates a chance for banks and leasing firms to more selectively prepare proposals addressed to clients from the agricultural sector.
Keywords
EN
CREDIT   DEBT   FARM   LEASING  
Year
Issue
Pages
116-123
Physical description
Document type
ARTICLE
Contributors
author
  • A. Grzelak, Akademia Rolnicza w Poznaniu, Katedra Makroekonomii i Ekonomii Zywnosci, al. Wojska Polskiego 28, 60-637 Poznan, Poland
References
Document Type
Publication order reference
Identifiers
CEJSH db identifier
06PLAAAA00751852
YADDA identifier
bwmeta1.element.1e7af765-74d4-3572-9356-3bdf72f341b7
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