VYBRANÉ KREDIBILNÉ REGRESNÉ MODELY V HAVARIJNOM POISTENÍ

• Authors: Šoltés Erik , Pacáková Viera , Šoltésová Tatiana

Title variants

EN

Selected credibility regression model in motor hull insurance

• Languages of publication: SK

Abstracts

EN

The article deals with the credibility regression models. The theory of credibility is a summary of methods used for a calculation and a systematic correction of the net premiums. The credibility models are designed for situations where the average claim amount evolves in time or depends on the other measurable factors. The methods of the regression analysis were for the first time used in the theory of credibility by Hachemeister. His model (model HM) was adjusted by De Vylder for the purpose of the practical application. Even though the Hachemeister's model does not result in a compromise premium, which is the basic requirement expected from the credibility models, it provided important information for De Vylder's model created in 1985. The main aim of this article is to show the alternatives of an application of DV85 model in the accident automobile insurance, i.e. in the mandatory contractual insurance.

Keywords

EN

ACCIDENT AUTOMOBILE INSURANCE; CREDIBILITY MODELS; DE VYLDER MODEL; HACHEMEISTER MODEL

Discipline

• ECONOMICS: ECONOMICS

• Publisher: Institute of Slovak and World Economics and Institute for Forecasting, Slovak Academy of Sciences
• Journal: Ekonomický časopis (Journal of Economics)
• Year: 2006
• Volume: 54
• Issue: 2
• Pages: 168-182
• Document type: ARTICLE

Contributors

author

Šoltés Erik

author

Pacáková Viera

author

Šoltésová Tatiana

• E. Soltes, Ekonomický ústav SAV, Sancová 56, 811 05 Bratislava 1, Slovak Republic

Identifiers

CEJSH db identifier

06SKAAAA01152672