The credit theories evolution with the aim of estimation of its economic essence was considered. Theoretical approaches to concept of the 'long-term credit' in modern national economic science and its functions were generalized and determined.
M.V. Rysin, Department of Banking, Lviv Institute of Banking of University of Banking of the National Bank of Ukraine, Taras Shevchenko prosp. 9, 79005 Lviv, Ukraine
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