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2008 | 18 | 147-164

Article title

MODEL OF THE NUMBER OF LOSSES IN AUTOMOBILE INSURANCE - EMPIRICAL ANALYSIS WITH PANEL DATA FROM POLISH MARKET

Selected contents from this journal

Title variants

Languages of publication

EN

Abstracts

EN
The aim of the article is to discuss a model used to determine the number of losses in automobile insurance. The model is based on panel data. Although the aim is to model the number of losses, due to hunger for bonus not all the losses are revealed. Thus the data on the number and also the value of claims are used. Common use of these two types of data enables estimation of the true number of losses that occur (not just those that are claimed). This is done with the use of true data from the Polish market. The discussion of particular factors that influence the severity of losses (moral hazard, hunger for bonus, observed and unobserved characteristics of the insured) is included.

Year

Volume

18

Pages

147-164

Physical description

Document type

ARTICLE

Contributors

  • Bartosz Witkowski, Szkola Gl√≥wna Handlowa w Warszawie, Instytut Ekonometrii, al. Niepodleglosci 162, 02-554 Warszawa, Poland

References

Document Type

Publication order reference

Identifiers

CEJSH db identifier
09PLAAAA061626

YADDA identifier

bwmeta1.element.67489f37-716c-3bca-a92a-4b676a1a5104
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