PL EN


2008 | 18 | 147-164
Article title

MODEL OF THE NUMBER OF LOSSES IN AUTOMOBILE INSURANCE - EMPIRICAL ANALYSIS WITH PANEL DATA FROM POLISH MARKET

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Title variants
Languages of publication
EN
Abstracts
EN
The aim of the article is to discuss a model used to determine the number of losses in automobile insurance. The model is based on panel data. Although the aim is to model the number of losses, due to hunger for bonus not all the losses are revealed. Thus the data on the number and also the value of claims are used. Common use of these two types of data enables estimation of the true number of losses that occur (not just those that are claimed). This is done with the use of true data from the Polish market. The discussion of particular factors that influence the severity of losses (moral hazard, hunger for bonus, observed and unobserved characteristics of the insured) is included.
Year
Volume
18
Pages
147-164
Physical description
Document type
ARTICLE
Contributors
  • Bartosz Witkowski, Szkola Gl√≥wna Handlowa w Warszawie, Instytut Ekonometrii, al. Niepodleglosci 162, 02-554 Warszawa, Poland
References
Document Type
Publication order reference
Identifiers
CEJSH db identifier
09PLAAAA061626
YADDA identifier
bwmeta1.element.67489f37-716c-3bca-a92a-4b676a1a5104
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