PL EN


2006 | 4(309) | 3-14
Article title

THE ANALYSIS OF CREDIT RISK MIGRATION IN AGRICULTURE. THE ESSENCE AND THE SO-FAR SUCCESS

Authors
Content
Title variants
Languages of publication
EN
Abstracts
EN
The analysis of migration of credit risk is a relatively new tool used in banking sector. It is based on a determined set of historical data which is then processed using the relevance statistical methods. These data are mainly of a quantitative character and are processed as average values under the assumption that some rules can be distinguished in the set in question. There is criticism towards this method concerning first of all the way in which data are treated, subjectivity of weighing the probabilities for shifting risk between different classes and the assumption of a general-scientific (monotetic) nature. An economic-psychological concept is being proposed as an alternative. However, it is at a very beginning stage of development. The analysis of credit risk migration in agriculture is rarely used at present and mainly in the developed countries. However, there are strong premises for making use of that tool in Poland as well. Banks gathering co-operative banks should do this first in close cooperation between partners since the undertaking is a big and complicated one.
Year
Issue
Pages
3-14
Physical description
Document type
ARTICLE
Contributors
author
  • J. Kulawik, Instytut Ekonomiki Rolnictwa i Gospodarki Zywnosciowej, ul. Swietokrzyska 20, 00-002 Warszawa, Poland
References
Document Type
Publication order reference
Identifiers
CEJSH db identifier
07PLAAAA01863984
YADDA identifier
bwmeta1.element.6dc96991-ac07-3106-ac48-b1aeec035221
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