EN
An indigenous economy presented in this article is a hybrid formation composed of the elements from different socio-economic contexts. It includes both an individualistic and a communal approach. This is how the local reality adapts to the regional and global economics. In this local context various credit forms are extremely popular. Traditionally, in local communities, credits have not only an economic aspect but they also have an important social meaning. Microloans, as a new credit form, are introduced in the framework of development projects. The article examines how they function among other credit forms and how this particular kind of credit affects the social reality.