PL EN


2008 | 11 | 4(41) | 68-81
Article title

Knowledge of Annual Percentage Rate among Banks' Clients

Authors
Title variants
Languages of publication
PL
Abstracts
EN
Regulations of consumer credit's act imposed on institutions, which offer consumer credits, duty to calculate the annual percentage rate (APR) and make it accessible to consumers. Annual percentage rate is universal measure of : credit costs which allow estimating actual finance charges (including provisions, charges, mode of withdrawal and payback). In the first part of the article the authors discussed essence and rules of calculating APR. In the next part a diagnostic poll of the knowledge of APR among consumers, on the basis of survey done amidst bank clients, was made.
Year
Volume
11
Issue
Pages
68-81
Physical description
Document type
ARTICLE
Contributors
author
author
  • M. Golec, Wyzsza Szkola Bankowa w Poznaniu, al. Niepodleglosci 2, 61-874 Poznan, Poland
References
Document Type
Publication order reference
Identifiers
CEJSH db identifier
09PLAAAA05795
YADDA identifier
bwmeta1.element.b291f842-4c23-33fb-bdb4-df1d60b0dac4
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