PL EN


2015 | 238 | 145-152
Article title

The Funding Model of Deposit Guarantee Schemes in EU. Lessons from the Crisis

Content
Title variants
PL
Model finansowania systemów gwarantowania depozytów w Unii Europejskiej. Wnioski z kryzysu
Languages of publication
EN
Abstracts
PL
Celem artykułu jest prezentacja ostatnich zmian, jakie zaszły w obszarze finansowania systemów gwarantowania depozytów w Unii Europejskiej. Są one efektem nowych regulacji prawnych przyjętych na poziomie Wspólnoty, a wynikają z potrzeby zapewnienia stabilnych źródeł finansowania systemów. Efektem zmian ma być umożliwienie gwarantom depozytów realizacji ich dwóch podstawowych celów: ochrony deponentów i przyczyniania się do zapewnienia stabilności systemu finansowego.
EN
The aim of this article is to present recent changes that take place in the issue of deposit guarantee schemes funding mechanism in EU. These are motivated by the new regulations within EU and the need for providing a stable funding for the schemes, so they can achieve their main goals: depositor protection and contribution to maintaining the stability of financial system.
Year
Volume
238
Pages
145-152
Physical description
Contributors
References
  • Basel Committee on Banking Supervision, International Association of Deposit Insurers, Core Principles for Effective Deposit Insurance Systems, Basel 2009.
  • C'M'S' Law Tax website: www.cms-lawnow.com [access on 3 January 2015].
  • Directive 2014/49/EU of the European Parliament and of the Council of 16 April 2014 on deposit guarantee schemes.
  • European Banking Authority website: www.eba.europa.eu [access on 3 January 2015].
  • European Banking Authority, Draft Guidelines on methods for calculating contributions to Deposit Guarantee Schemes, 2014.
  • European Commission, Possible models for risk- based contributions to EU Deposit Guarantee Schemes, 2009.
  • Financial Stability Board, Thematic Review on Deposit Insurance Systems, 2012.
  • International Monetary Fund, Technical Note on Deposit Insurance, IMF Country Report 13/66, 2013.
  • Proposal for a Directive of the European Parliament and of the Council on Deposit Guarantee Schemes, COM (2010).
  • Schich S.: Financial Turbulence: Some Lessons Regarding Deposit Insurance. Financial Market Trends, OECD 2008.
  • The High-Level Group of Financial Supervision in the EU chaired by Jacques de Larosiere Report, Brussels 2009.
Document Type
Publication order reference
Identifiers
ISSN
2083-8611
YADDA identifier
bwmeta1.element.cejsh-82b1a12a-404d-4c2a-8da8-e0e026a9b4a0
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