Ubezpieczenie jako forma ograniczania ryzyka w turystyce

• Authors: Weremczuk, Arkadiusz

Abstracts

PL

A scope of this study includes a brief description of the concept of risk and presents selected financial instruments aimed at enterprises and consumers safety at tourism business. Moreover, the paper discusses selected insurance products intended to protect consumers of tourist services and companies in tourism industry. It is worth to underline that the insurance products secure sufficiently the risk that occurs on the tourism market. However, the insurance products generally have significantly limited scope of protection. Furthermore, a very limited knowledge of the risks, which are exposed on tourism entrepreneurs and consumers of tourism products and services, leads to slight interest in insurance. Nevertheless, the apprenticeship confirms that the interest in insurance products is increasing at the time of risk. Therefore, a better awareness of tourism industry and its enterprises during the legislation process is required. Moreover, the author emphasizes that the scope of obligatory insurance should be remarkably increased. This would cause greater security at the market as well as it will contribute to the credibility of companies. It also seems that activities designed to improve the state of knowledge in the field of risk and insurance beneficiaries of tourism products and services are needed to be undertaken.

Keywords

PL

ubezpieczenie; ryzyko; turystyka

• Publisher: Wyższa Szkoła Turystyki i Języków Obcych
• Journal: Zeszyty Naukowe. Turystyka i Rekreacja
• Year: 2012
• Issue: 1(9)
• Pages: 87-100

Contributors

author

Weremczuk, Arkadiusz