Analiza kosztów przeciwdziałania praniu pieniędzy w systemie bankowym

• Authors: Patrycja Chodnicka

Title variants

EN

The Analysis of Anti - Money Laundering Costs in Banking System

• Languages of publication: PL

Abstracts

EN

The goal of this article is the analysis of the money laundering phenomenon in banking system. There were tested the theory of crying wolf and informational Laffer curve assumptions by using linear regression. It was made the verification of variables influenced on the number of suspicious transactions reports. Statistically insignificant variables are indicators: the value of fines which can be imposed on banks in case of failure to comply with obligation to report suspicious transactions and threshold transactions to GDP per capita. There is a positive relationship between the shares of costs for the implementation of anti money laundering regulations to the total operating costs and negative influence current expenditures on the volume of suspicious transactions.

Keywords

PL

Banki; Ocena ryzyka; Pranie brudnych pieniędzy; Przeciwdziałanie praniu brudnych pieniędzy

EN

Anti-money laundering; Banks; Money laundering; Risk assessment

• Publisher: Uniwersytet Ekonomiczny w Katowicach
• Journal: Studia Ekonomiczne
• Year: 2013
• Volume: 129
• Pages: 127-134

Contributors

author

Patrycja Chodnicka

References

• P. Chodnicka: Ekonomika prania brudnych pieniędzy. "Oeconomia Copernicana" 2011, nr 4.
• D. Masciandaro, E. Takats, B. Unger: Black Finance: The Economics of Money Laundering. Edward Elgar 2007.
• A. Karvounaraki, M. Roudaut: Money Laundering in Europe. Measuring money laundering at continental level: The first step towards a European ambition. Executive summary. European Commission, DG Home Affairs Fight Against Organised Crime Unit 2011, s. 7.
• H. Geiger, O. Wuensch: The Fight Against Money Laundering - An Economic Analysis of Cost-Benefit Paradoxon. "Journal of Money Laundering Control" 2006, Vol. 10, No. 1.
• I. Hubli, H. Geiger: Regulatory Burden: Die Kosten der Regulierung von Vermoegensverwaltungsbanken in der Schweiz. "ISB Working Paper" 2004, No. 37, s. 35.
• B. Unger, F. van Waarden: How to Dodge Drowning in Data? Rule- and Risk-Based Anti Money Laundering Policies Compared. "Review of Law & Economics" 2009, Vol. 5, Iss. 2, Article 7.
• E. Takats: A Theory of "Crying Wolf": The Economics of Money Laundering Enforcement. International Monetary Fund 2007.

Identifiers

ISSN

2083-8611