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2014 | 16 | 5-15
Article title

Deleveraging in the Banking Sector

Content
Title variants
Languages of publication
EN
Abstracts
EN
A symptom of the financial crisis in the banking system was an increase in credit risk, which has become an expression of increasing the share of the loan portfolio of non-performing loans on time. The resulting losses were not sufficiently covered by equity, which proved to be insufficient against the increasing difficulties. Increasing the risk of default led to the development of the new capital adequacy ratio known as Basel III, which implies an increase in equity of commercial banks. This process is practically impossible in a short time, especially for medium-sized and small banks. Therefore, banks are forced, to limit their active operations, mainly by reducing lending and sales of treasury bonds of countries with a low credit rating. This process is called deleveraging. (original abstract)
Year
Volume
16
Pages
5-15
Physical description
Contributors
References
  • 1.Basel III: A Global Regulatory Framework for More Resilient Banks and Banking Systems, Annex 4, Basel Committee on Banking Supervision, Bank for International Settlements, Basel 2010.
  • 2.Delewaryzacja w kredytach, "NBS" 2012, nr 10.
  • 3.Hannoun H., The Basel III Capital Framework: A Decisive Breakthrough, BIS, Hong Kong 2010.
  • 4.Makroekonomiczne skutki wyższych standardów kapitałowych: Analiza dla Polski, KNF, Warszawa 2011.
  • 5.Najnowsze kierunki zmian w regulacjach bankowych, KNF, Warszawa 2010.
  • 6.Ograniczenia w finansowaniu a rozwój akcji kredytowej, BFG, Warszawa 2012.
  • 7.Raport o rozwoju systemu finansowego, NBP, Warszawa 2012.
  • 8.Raport o stabilności systemu finansowego, NBP, Warszawa 2010.
  • 9.Raport o stabilności systemu finansowego, NBP, Warszawa 2012.
  • 10.Results of the Comprehensive Quantitative Impact Study, Basel Committee on Banking Supervision. Bank for International Settlements, Bazylea 2010.
  • 11.Tarnawa Ł., Banki A.D. 2012 i wyzwania długookresowe, "Bank" 2012, nr 4(232).
  • 12.Zombirt J., Bazylea III. Czy to wystarczy? "Bank" 2011, nr 2.
Document Type
Publication order reference
Identifiers
ISSN
1732-1948
YADDA identifier
bwmeta1.element.desklight-1c395c5c-0e96-49b8-afe4-21b325f16d6b
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