Zależności miedzy wykorzystaniem kredytu handlowego i bankowego w świetle teorii i badań

• Authors: Katarzyna Ziętek-Kwaśniewska

Title variants

EN

Relationships Between the Use of Trade Credit and Bank Credit in the Light of Theories and Research

• Languages of publication: PL

Abstracts

EN

This article deals with the problems related to the use of trade credit in financing business operation against the background of the other source of external capital – bank credit. The article is a review of selected literature on the relationship between the two above-mentioned forms of financing. Analysing the literature of the subject, one can conclude that trade credit can be a substitute for bank credit. There are also a growing number of publications that pinpoint an informational role of trade credit, which can be used by banks to update their assessment of the creditworthiness of a business. For the sake of topicality, special emphasis has been paid to the relationship between the use of trade credit and bank credit in selected cases of financial crisis.

Keywords

PL

kredyt handlowy; kredyt bankowy; substytucja; komplementarność; racjonowanie kredytów; kryzys finansowy

EN

trade credit; bank credit; substitution; complementarity; credit rationing; financial crisis

• Publisher: Katolicki Uniwersytet Lubelski Jana Pawła II. Towarzystwo Naukowe KUL
• Journal: Roczniki Ekonomii i Zarządzania
• Year: 2013
• Volume: 5(41)
• Pages: 171-190

Contributors

author

Katarzyna Ziętek-Kwaśniewska

• Katedra Zastosowań Matematyki, Instytut Ekonomii i Zarządzania na Wydziale Nauk Społecznych Katolickiego Uniwersytetu Lubelskiego Jana Pawła II