PL EN


2014 | 198 cz 2 | 216-226
Article title

Odpowiedzialne decyzje pożyczkowe jako instrument inkluzji finansowej

Content
Title variants
EN
Responsible Loan Decisions as the Instrument of Financial Inclusion
Languages of publication
PL
Abstracts
EN
Financial exclusion can result from incorrect everyday financial risk management. It refers to those individuals who, as a result of financial decisions made in different market conditions, or suffering unfortunate life circumstances, have become excessively indebted and their material status has suddenly deteriorated. In such situation they turn out unattractive for banks and thus suffer exclusion from the financial system. The objective of the article is to present the importance of responsible loan decisions made by households - one of the stakeholder groups of responsible finance - in counteracting financial exclusion. The condition for undertaking a correct loan decision is the access to adequate information as well as having knowledge and financial skills which allow to take proper advantage of such information.
Year
Volume
Pages
216-226
Physical description
Contributors
References
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Document Type
Publication order reference
Identifiers
ISSN
2083-8611
YADDA identifier
bwmeta1.element.desklight-2b02d069-1b25-4751-a91c-d8dc9d95465c
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