Building Synergetic Linkage between Prevention, Compensation and Return-to-Work in Employment Injury Scheme in Asia and the Pacific

• Authors: Kim Jooyung

Title variants

PL

Budowanie synergistycznych powiązań między działaniami prewencyjnymi, odszkodowaniami i powrotem do pracy (RTW) w Systemie Ubezpieczenia Wypadków przy Pracy w regionie Azji i Pacyfiku

• Languages of publication: PL EN

Abstracts

PL

Ubezpieczenie z tytułu wypadków przy pracy (Employment Injury Insurance; EII) lub ubezpieczenie odszkodowawcze dla pracowników (Workers’ Compensation Insurance) jest ważnym elementem systemu ubezpieczeń społecznych, który powstał w Niemczech w 1884 r. To najbardziej znany system ubezpieczeń społecznych funkcjonujący obecnie w około 165. krajach na całym świecie. Wiadomo, że system EII odegrał istotną rolę w ochronie bezpieczeństwa i zdrowia pracowników, utrzymując właściwe relacje gospodarcze i łącząc występujące w przedsiębiorstwach czynniki ryzyka wynikające z wypadków przy pracy oraz chorób. Zatem zrozumiałe jest, że dalsza rozbudowa i tworzenie systemu EII stanowi wyzwanie, zwłaszcza w krajach rozwijających się. Po pierwsze, podobnie jak w większości krajów rozwijających się w Azji, zakres tego systemu nadal nie jest wystarczający, szczególnie w odniesieniu do małych przedsiębiorstw i grup wykluczonych. Po drugie uzyskanie dodatkowych świadczeń wymaga dalszych uzupełnień, takich jak np. włączenie wypadków w drodze do/z pracy, przekształcenie płatności ryczałtowych z tytułu inwalidztwa i rent rodzinnych w renty okresowe z właściwą waloryzacją oraz dołączenie korzyści wynikających z rehabilitacji medycznej i zawodowej. Rozszerzenie zakresu i poprawa poziomu świadczeń EII na aktualnych zasadach zależy głównie od sytuacji poszczególnych krajów z punktu widzenia PKB, rozwoju politycznego i historycznego, nieformalnej części gospodarki czy demografii. Odmiennie od tych dwóch wyzwań – zakresu i poziomu świadczeń, synergistyczny związek między EII i polityką prewencyjną (BHP) może być realizowany w ramach indywidualnej sytuacji każdego państwa, poprzez budowanie skutecznych mechanizmów, takich jak gromadzenie i analiza danych na temat wypadków przy pracy i chorób zawodowych, przepisy dotyczące współpracy z odpowiednim ubezpieczeniem lub systemem zabezpieczenia społecznego, koordynacja z innymi odpowiednimi programami krajowymi, z wprowadzeniem merytorycznego systemu klasyfikacji w pobieraniu składek przez EII, itp. Ponadto należy wprowadzać politykę powrotu do pracy (RTW), aby ułatwić pracownikom, którzy ulegli wypadkowi, powrót do pracy i życia społecznego.

EN

Employment Injury Insurance (EII), or Workers’ Compensation Insurance, is an important part of the social security system and was originated in Germany in 1884. It can be said to be the most popular social insurance scheme and now exists in about 165 countries in the world. It has been proven that EII schemes have played a positive role in protecting workers’ safety and health, maintaining sound industrial relations and in pooling risks arising from occupational accidents and diseases among enterprises. Even so, it is also realized that the EII scheme is still facing challenges for its further development and application, especially in developing countries. As, in most of the developing countries in Asia, coverage of the scheme is still insufficient, especially for small enterprises and the excluded groups; Secondly, benefit provisions need further improvements, for example, including commuting accidents in the covered contingencies, converting the lump sum payments of invalidity and survivors’ benefits into periodical pensions with proper indexation and the introduction of physical and vocational rehabilitation benefits, and thirdly, synergies with injury prevention are weak and return to work programme in EII scheme is still unfamiliar concept in Asia and Pacific region. However, the extension of coverage of EII and enhancement of EII benefits level is on an incremental basis affected mostly by the each country’s situation in the perspective of GDP, political and historical development, informal economy portion, demography, etc. But different from these two challenges, coverage and benefits level, the synergetic linkage between EII and prevention policy (OSH) could be accomplished within each country’s own situation through building efficient mechanisms such as a mechanism for the collection and analysis of data on occupational injuries and diseases, provisions for collaboration with relevant insurance or social security schemes, coordination with other related national programmes, introduction of merit system in EII contribution collection, etc. In addition, the return to work policy needs to be considered in EII scheme for facilitating injured workers to get back to work or society.

Keywords

PL

działania prewencyjne; odszkodowania; powrot do pracy; System Ubezpieczenia Wypadków przy Pracy; region Azji i Pacyfiku

EN

Employment Injury Scheme; Prevention; Compensation; Return-to-Work; Asia and the the Pacific

• Publisher: Państwowy Fundusz Rehabilitacji Osób Niepełnosprawnych
• Journal: Niepełnosprawność - zagadnienia, problemy, rozwiązania
• Year: 2018
• Issue: 1(26)
• Pages: 63-104, 105-142

Dates

published

2018-05-25

Contributors

author

Kim Jooyung

• Korea Workers’ Compensation and Welfare Service

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