PL EN


2011 | 4/2011 (34) t.2 | 165 - 182
Article title

Instrumenty płatnicze - wycena kosztów i korzyści

Authors
Content
Title variants
Payment instruments - calculating costs and benefits
Languages of publication
PL
Abstracts
PL
W artykule przedstawiono autorski podział i metodę pomiaru kosztów i korzyści instrumentów płatniczych w przekroju czterech głównych podmiotów łańcucha płatności - banku centralnego, banków komercyjnych, punktów handlowo-usługowych i konsumentów. Zaproponowaną teoretyczną koncepcję badania można by zastosować do analizy instrumentów płatniczych w Polsce. Próby były już podejmowane przez autora samodzielnie i wraz z zespołem badawczym. Jednak - ze względu na szeroki zakres badania, jego znaczny koszt i niechęć potencjalnych podmiotów do ujawniania wrażliwych danych - nie udało się dotąd przeprowadzić kompleksowej analizy. Natomiast sukcesem zakończyły się badania na węższą skalę, dzięki którym lepiej poznano problematykę (w tym kosztową) instrumentów płatniczych w Polsce.
EN
In the article the author introduced his own classification and a measurement method for costs and benefits of payment instruments from the perspective of four main parties in the payment chain - the central bank, commercial banks, merchants and consumers. The proposed theoretical framework of the research could be applied to the analysis of payment instruments in Poland. Attempts have already been made by the author alone and together with the research team. However, due to the wide range of research, its high cost and the reluctance of institutions to disclose sensitive data, a comprehensive analysis failed to be accomplished. On the other hand, the author successfully completed studies on a more narrow scale, which facilitated better understanding of issues related to payment instruments in Poland (including costs).
Keywords
Year
Pages
165 - 182
Physical description
Dates
published
2011-12-15
Contributors
author
References
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Document Type
Publication order reference
Identifiers
ISSN
1644-9584
YADDA identifier
bwmeta1.element.desklight-56b0791f-cca0-43d1-bdbf-b6e5ab10433a
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