EN
This paper uses data from the last ten years to analyse the level of household savings in Poland. It includes a comparison of regression analysis and trend analysis. In the regression model, particular attention is paid to gross disposable income, personal consumption, the interest rate, inflation, and real GDP dynamics. In the model based on trend estimation, the prediction of the level of household savings and analysis of the influence of previous savings levels on the present level was made using P.E. Winters’ method.