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2016 | 11 | 2 | 343-365
Article title

APPROACHES OF CZECH ENTREPRENEURS TO DEBT FINANCING AND MANAGEMENT OF CREDIT RISK

Content
Title variants
Languages of publication
EN
Abstracts
EN
The aim of this article was to define, quantify and compare significant factors of the debt financing in the segment of SMEs. The research focused on the significant differences between groups of entrepreneurs, defined in relation to gender, education, size and age of the company, was carried out in the Czech Republic in 2015 on a sample of 1,141 respondents. We found that while the importance of the credit risk increased during the crisis, the level of knowledge of conditions under which commercial banks provide loans is relatively low between entrepreneurs. Entrepreneurs presume that the credit conditions in commercial banks are not transparent, but agree that the better knowledge of credit criteria allows for easier access to funding. Substantial differences in the assessment of the factors of credit risk by defined groups of entrepreneurs were identified.
Year
Volume
11
Issue
2
Pages
343-365
Physical description
Contributors
References
Document Type
Publication order reference
Identifiers
YADDA identifier
bwmeta1.element.desklight-75cde6c9-e06d-4193-83be-4ddbf90b4165
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