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2014 | 16 | 135-146

Article title

Households Indebtedness Repayment Difficulties as One of the Problems of the Contemporary Financial Market

Authors

Content

Title variants

Languages of publication

EN

Abstracts

EN
This article aims at conducting an analysis of the quality of the credit portfolio and the assessment of household indebtedness in Poland against a background of selected European countries in the context of difficulties with the repayment of indebtedness. The difficulties in repaying the indebtedness have been presented in the light of foreign experience and an analysis of the relationships between variables that affect the repayment of household indebtedness has been conducted based on the results of primary research. (original abstract)

Year

Volume

16

Pages

135-146

Physical description

Contributors

References

  • 1.Canner G., Luckett C., Consumer Debt Repayment Woes. Insighs from Household Survey, "Journal of Retail Banking" 1990, No. 12 (1).
  • 2.Chądzyński M., Rośnie liczba licytacji nieruchomości. Polacy mają problem z zaciągniętymi kredytami, "Gazeta Prawna" 16 września 2013.
  • 3.Chmelar A., European Household Credit Markets Continue to Fall, European Credit Research Institute at the Centre for European Policy Studies, Brussels August 2013
  • 4.Eurofinas Response to the European Commission's Consultation on European Households' Over-Indebtedness, Eurofinas AISBL, Brussels February 2013.
  • 5.European Payment Index, Intrum Justitia, Stockholm, May 2013. Genworth Index. Measuring Consumer Financial Security and Vulnerability, Genworth Financial, Personal Finance Research Centre, University of Bristol, Bristol March 2013.
  • 6.Goniszewski M., Kredyty zagrożone urosły w 2012 roku o 9 proc., "Gazeta Bankowa" 9 sierpnia 2013.
  • 7.InfoDług. Ogólnopolski raport o zaległym zadłużeniu i klientach podwyższonego ryzyka, Biuro Informacji Gospodarczej, Warszawa sierpień 2013.
  • 8.Informacja o sytuacji banków w I kwartale 2013 r., Urząd Komisji Nadzoru Finansowego, Warszawa 2013.
  • 9.Lea S., Webley P., Walker C., Economic Socialization and Credit Use, "Journal of Economic Psychology" 1995, Vol. 16, Iss. 4.
  • 10.Raport o sytuacji banków w 2012, Urząd Komisji Nadzoru Finansowego, Warszawa 2013. Świecka B., Niewypłacalność gospodarstw domowych. Przyczyny - skutki - przeciwdziałanie, Difin, Warszawa 2009.
  • 11.The Over-Indebtedness of European Households: Updated Mapping of the Situation, Nature and Causes, Effects and Initiatives for Alleviating its Impact, Directorate General Health and Consumers, Civic Consulting of the Consumer Policy Evaluation Consortium, Berlin 2013.
  • 12.Vaney S. de, Lytton R., Household Insolvency: A Review of Household Debt Repayment, Delinquency and Bankruptcy, "Financial Service Review" 1995, No. 4 (2).

Document Type

Publication order reference

Identifiers

ISSN
1732-1948

YADDA identifier

bwmeta1.element.desklight-8addfbee-5fb0-4fb9-96df-d9b547055b3b
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