EN
The study concerns the role of information about the customer to ensure the safety of the bank lending. Its aim is to identify the key stages of effective information management in the difficult process of minimizing the bank's credit risk. Therefore identified: importance of obtaining financial, credit and economic information about borrower, the sources of this information, characteristics which should legitimize of useful information, the principles of proper bank's information system management and its computer system management, most of the information must, in fact, be computerized. Moreover, indicated important problems, decreasing in the current banks' practice, the efficiency of existing banks' information systems.