The issues of regulatory environment of Bank Gospodarstwa Krajowego operation with reference to European standards for public development banks. Current situation and own proposals for changes

• Authors: Skuza Sebastian

Title variants

PL

Problematyka otoczenia regulacyjnego funkcjonowania Banku Gospodarstwa Krajowego w odniesieniu do standardów europejskich państwowych banków rozwoju. Stan obecny i autorskie propozycje zmian

• Languages of publication: PL EN

Abstracts

PL

Celem niniejszego artykułu jest zwrócenie uwagi na wyłączenia Banku Gospodarstwa Krajowego spod regulacji pakietu CRDIV/CRR oraz przedstawienie koncepcji projektu nowelizacji ustawy z dnia 14 marca 2003 r. o Banku Gospodarstwa Krajowego w kontekście proporcjonalności rozwiązań w zakresie norm ostrożnościowych i nadzorczych oraz priorytetów zadań stawianych Bankowi Gospodarstwa Krajowego przez Państwo. W artykule autor podejmuje się próby wykazania, że wprowadzenie zmian w otoczeniu regulacyjnym BGK byłoby korzystne z punktu widzenia samego Banku, jego klientów oraz rozwoju gospodarczego. Autor proponuje dwa systemowe rozwiązania w zakresie nowelizacji ustawy o BGK, tj. ustawowe ustalenie zerowej wagi ryzyka oraz odrębne limity koncentracji na grupę kapitałową.

EN

The purpose of this article is to point out the BGK’s exemption from the CRDIV/CRR package regulations and propose an idea for amending the Bank Gospodarstwa Krajowego Act of March 14, 2003 with a view to the proportionality of solutions related to prudential and supervisory standards and the priority of tasks entrusted to the Bank Gospodarstwa Krajowego by the Polish State. In the article, the Author attempts to demonstrate that introducing changes in BGK’s regulatory environment would be of advantage from the point of view of the Bank itself, its customers and economic development. The Author proposes two systemic solutions related to amending the BGK Act, i.e. the statutory determination of zero risk weight and separate limits of concentration per capital group

Keywords

PL

państwowy bank rozwoju; Bank Gospodarstwa Krajowego; waga ryzyka; duże ekspozycje; otoczenie

EN

public development bank; Bank Gospodarstwa Krajowego; risk weight; large exposure; regulatory environment

• Publisher: Uniwersytet Warszawski. Wydział Nauk Ekonomicznych
• Journal: Problemy Zarządzania
• Year: 2014
• Issue: 4/2014 (48) t.1
• Pages: 169 - 185

Dates

published

2014-11-15

Contributors

author

Skuza Sebastian

• University of Warsaw, Faculty of Management

References

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Identifiers

ISSN

1644-9584

DOI

10.7172/1644-9584.48.9