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2020 | 2(66) | 9–25

Article title

Zmiany wprowadzone na europejskim rynku usług finansowych dyrektywą o usługach płatniczych (Payment Service Directive 2)

Authors

Content

Title variants

EN
Changes introduced to the European market for financial services by the Payment Service Directive 2

Languages of publication

PL

Abstracts

EN
In recent years, the use of new, innovative services, constituting a convenient alternative to traditional credit card payments or to standard account information services offered by banks has significantly increased. These changes demanded a more inclusive regulation of this market which would guarantee security to consumers and more clarity to the new providers of financial services. The Directive in question along with the Regulation introduce these changes, open the market and extend the regulation to many new providers of financial services. In the paper the bases for implementing the EU regulations are presented, as well as the most important of the introduced changes.

Year

Issue

Pages

9–25

Physical description

Contributors

author
  • doktorantka - Uniwersytet Warszawski, Wydział Prawa i Administracji, WARSZAWA, POLSKA; kancelaria Kapellmann und Partner Rechtsanwälte, BRUKSELA, BELGIA; anna.katarzyna.wozniak@gmail.com ORCID: https://orcid.org/0000-0003-0822-8109

References

  • Adeyemi A., A new phase of payments in Europe: the impact of PSD2 on the payments industry, 21.01.2019
  • Dohms H., Diagnose „unbrauchbar“: Das wahre Drama der PSD2-Reform, 1.10.2019, https://www.finanz-szene.de/digital-banking/diagnose-unbrauchbar-das-wahre-drama-der-psd2-umstellung/
  • Kanning T., Neue Vorgaben für Online-Zahlungen sorgen für Ärger, 07.10.2019, https://www.faz.net/aktuell/finanzen/meine-finanzen/geld-ausgeben/neue-vorgaben-fuer-online-zahlungen-sorgen-fuer-aerger-16415800.html
  • Khan M., Shotter J., EU raids Polish and Dutch banking groups over fintech access, “Financial Times”, 08.10.2017, https://www.ft.com/content/a8a208e8-ac3d-11e7-aab9-abaa44b1e130
  • Porto F. Di, Ghidini G., ‘I Access Your Data, You Access Mine’. Requiring Data Reciprocity in Payment Services, 30.11.2019, https://doi.org/10.2139/ssrn.3407294.
  • Schneider K., Chaos beim Onlinebanking: Immer mehr Kunden ärgern sich über komplizierten Kontozugriff, 15.10.2019, https://www.handelsblatt.com/finanzen/banken-versicherungen/psd2-chaos-beim-onlinebanking-immer-mehr-kunden-aergern-sich-ueber-komplizierten-kontozugriff/25116308.html?ticket=ST-64235453-yh2LGOBMf6nqbXcbnqja-ap3
  • Vezzoso S., Fintech, access to data, and the role of competition policy, 22.01.2018, https://doi.org/10.2139/ssrn.3106594.
  • Wirtz J., Juenemann M., PSD2: BaFin zieht bei Kontoschnittstellen die Notbremse. Fintechs profitieren, Banken müssen nachbessern, August 2019, https://www.twobirds.com/de/news/articles/2019/global/psd2-germanys-bafin-pulls-emergency-brakes-on-account-interfaces
  • Zunzunegui F., Digitalisation of payment services, Ibero-American Institute for Law and Finance, May 2018, https://doi.org/10.2139/ssrn.3256281.

Document Type

Publication order reference

Identifiers

YADDA identifier

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