Analiza opłaty intercharge

• Authors: Ślażyńska-Kluczek Dorota

Title variants

EN

Intercharge fee analysis

• Languages of publication: PL

Abstracts

EN

Merchants that accepts non-cash payments are the sponsors for the cashless turnover in Poland. As they accept the card payment their income is reduced by the fee paid for the card issuers. The fee they pay is called the intercharge fee. It is the main part of service fees for card terminals maintenance. This fee is a burden for cashless turnover, discouraging merchants for card terminals installing. Moreover clients have reduced possibility of non-cash payments and are made to pay cash or find other stores that accept payments with the card. Intercharge fee in Poland used to be the highest in the whole European Union. The regulation dated of 29th of January 2015 reduced it. This regulation aim at increasing cashless payments and make Polish acquirers competitive on the European market.

Keywords

EN

intercharge fee; acquirer; payment institution; cashless payment; payment card

• Publisher: Państwowa Wyższa Szkoła Zawodowa w Płocku
• Journal: Zeszyty Naukowe PWSZ w Płocku. Nauki Ekonomiczne
• Year: 2015
• Volume: 2(22)
• Pages: 225-234

Contributors

author

Ślażyńska-Kluczek Dorota

• Szkoła Główna Handlowa w Warszawie