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Title variants
National Insurance Authority (Zus) and Open Pension Fund’s (Opf) Information Obligations Towards Pension Policyholders
Languages of publication
Abstracts
The structure of the pension system is expressly indicative of the impact of individuals’ financial parameters on the pension rates. The legal guarantees of availability of insurance data and information are embodied in the obligations imposed on the operators active in the mandatory part of the system (National Insurance Authority and open pension funds) to verify and transmit information on the situation of pension policyholders and pension fund members. The information provided by the ZUS primarily concerns the factors that affect the amounts of future pension benefits. The most important information that participants receive from their pension funds, then, concerns the account balance and the financial results achieved by the fund of which they are members. An analysis of the existing regulations shows that the insureds’ right to information from both the ZUS and OPFs needs extending. Transparency of certain information concerning the OPF is conducive to developing a better understanding of the pension plan, ability to make the right decisions in respect of participation in the OPF, and increased activity within the optional private pension insurance schemes. This may be perceived as the State’s deliberate and systemic measures designed to develop the public’s insurance awareness.
Year
Volume
Physical description
Dates
published
2012
Contributors
References
Document Type
Publication order reference
Identifiers
URI
http://hdl.handle.net/11089/2092
YADDA identifier
bwmeta1.element.hdl_11089_2092
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