Impact of FinTech on Sustainable Development

• Authors: Małgorzata Pawłowska , Aleksandra Staniszewska , Marcin Grzelak

Title variants

PL

Wpływ FinTech na zrównoważony rozwój

Abstracts

PL

Od czasu globalnego kryzysu finansowego z 2008 roku następuje bardzo szybki wzrost wykorzystania technologii cyfrowych na rynku finansowym (FinTech). Równolegle obserwujemy wpływ ryzyka klimatycznego na bankowość. Celem artykułu jest ustalenie, jaki jest wpływ FinTech na osiąganie zrównoważonych celów klimatycznych i społecznych, m.in. poprzez innowacyjne instrumenty finansowe. FinTech może pobudzić rozwój zielonych finansów, które dotyczą ochrony środowiska lub zmian klimatycznych i stały się szansą dla krajów uprzemysłowionych na osiągnięcie zrównoważonego wzrostu. Ponadto w niniejszym artykule podjęto próbę przedstawienia zarówno pozytywnego, jak i negatywnego wpływu FinTech na perspektywę zrównoważonego rozwoju. W celu oceny wpływu FinTech na zrównoważony rozwój przeprowadzono krytyczną analizę literatury przedmiotu oraz raportów instytucji finansowych.

EN

Since the global financial crisis of 2008, we have observed a very rapid increase in use of digital technologies in the finance and development of FinTech companies, and similarly the impact of climate risk on banking. The aim of the paper was to examine the impact of FinTech on achieving sustainable climate and social goals through innovative financial instruments. FinTech can boost the development of green finance, which addresses environmental protection or climate change and has become an opportunity for industrialised countries to achieve sustainable growth. Finally, this paper presents the positive and negative impact of FinTech on the sustainable growth perspective. To assess the impact of Fintech on sustainable finance, the authors carried out a critical analysis of the latest literature and reports of financial institutions.

Keywords

EN

banks; new technologies; FinTech; sustainable growth

PL

banki; technologie cyfrowe; FinTech; zrównoważony rozwój

• Publisher: Wydawnictwo Uniwersytetu Ekonomicznego we Wrocławiu
• Journal: Nauki o Finansach
• Year: 2022
• Volume: 27
• Issue: 2
• Pages: 49-66

Dates

published

2022

Contributors

author

Małgorzata Pawłowska

• SGH Warsaw School of Economics

• https://orcid.org/0000000227155446

author

Aleksandra Staniszewska

• SGH Warsaw School of Economics

• https://orcid.org/000000019905046X

author

Marcin Grzelak

• SGH Warsaw School of Economics

• https://orcid.org/0000000270711241

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Identifiers

DOI

10.15611/fins.2022.2.05

Biblioteka Nauki

2188142