EN
In the free-market economy an important role play real estate, selling, buying and pricing. The complexity of the issues related to the condition of the real estate, transaction prices, consumption and economic consumption contributed to the appointment of values. In this paper we describe the role of appraisers in the valuation of various types of real estate in Poland. In order to protect the professional group, it was introduced by regulation of the Minister of Finance the compulsory civil liability insurance of values. In this paper we assess the risk of work of values. We critically evaluate the content of the Regulation of its vagueness guarantee sum and responsibilities.