THE APPLICATION OF BEHAVIOURAL FINANCE TO ENHANCE VOLUNTARY RETIREMENT SAVINGS – ARE THE SOLUTIONS UNIVERSAL AROUND THE WORLD?

• Authors: WOJCIECH Sieczkowski

Title variants

ZASTOSOWANIE FINANSÓW BEHAWIORALNYCH DO ZWIĘKSZANIA DOBROWOLNYCH OSZCZĘDNOŚCI EMERYTALNYCH – CZY ROZWIĄZANIA SĄ UNIWERSALNE NA CAŁYM ŚWIECIE?

• Languages of publication: EN

Abstracts

EN

Behavioural finance is a promising solution to enhance voluntary retirement savings (VRS) and is gaining recognition around the world. Despite this, there may be some limitations to the transferability of its applications. This paper summarizes the key findings relevant to long-term savings and then analyses these aforementioned limitations, by first pointing to some methodological assumptions made, and then looking at the potential set of variables impacting the applications’ transferability.

PL

Finanse behawioralne wydają się być obiecującym rozwiązaniem służącym do poprawy poziomu dobrowolnych oszczędności emerytalnych i znajdują coraz szersze uznanie na świecie. Niemniej jednak, wydają się istnieć pewne ograniczenia co do uniwersalności zastosowania tych rozwiązań. Artykuł stanowi przegląd dostępnej literatury w zakresie oszczędzania długoterminowego, a następnie analizuje wspomniane ograniczenia, po pierwsze poprzez wskazanie użytych założeń metodologicznych, które mogą wpływać na wyciągane wnioski, a następnie zaproponowany jest zarys zbioru zmiennych wpływających na przenoszalność tych wniosków

Keywords

EN

behavioural finance; voluntary retirement savings; pension systems; multi-pillar pension systems

PL

finanse behawioralne; dobrowolne oszczędności emerytalne; reformy emerytalne; wielostopniowe systemy emerytalne; finanse behawioralne; dobrowolne oszczędności emerytalne; reformy emerytalne; wielostopniowe systemy emerytalne

• Publisher: Uniwersytet Łódzki. Wydawnictwo Uniwersytetu Łódzkiego
• Journal: Acta Universitatis Lodziensis. Folia Oeconomica
• Year: 2015
• Volume: 1
• Issue: 310

Dates

published

2015-11-27

Contributors

author

WOJCIECH Sieczkowski

• WARSAW SCHOOL OF ECONOMICS

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Identifiers

DOI

10.18778/0208-6021.310.11