Protection of the Rights of Individual Depositors in Ukrainian Banking Market

• Authors: Sophia Lobozynska

Title variants

Ochrona praw deponentów – osób fizycznych na ukraińskim rynku bankowym

• Languages of publication: EN

Abstracts

EN

The complex analysis of deposit operations of individuals in Ukraine was realized. The national legal norms of protection the rights of investors – individuals were investigated. Also the proposals were developed for the further improvement of the protection system of individual depositor rights in Ukraine by improving banking regulation and supervision, the increase of the financial sustainability of the Deposit Guarantee Fund and financial literacy of citizens.

PL

Przeprowadzono kompleksową analizę operacji depozytowych dla osób fizycznych na Ukrainie. Zbadano prawo krajowe ochrony praw deponentów – osób fizycznych. Opracowano sugestie dalszego udoskonalenia systemu ochrony praw deponentów – osób fizycznych na Ukrainie poprzez poprawę regulacji i nadzoru bankowego, stabilności finansowej Funduszu gwarantowania depozytów osób fizycznych i wiedzy finansowej ludności.

Keywords

EN

system of deposit guarantee; Deposit Guarantee Fund; the protection of investors; bankruptcy of banks; financial instability

PL

system gwarancji depozytów; Fundusz gwarantowania depozytów; ochrona praw deponentów; niestabilność finansowa; upadłość banków; system gwarancji depozytów; Fundusz gwarantowania depozytów; ochrona praw deponentów; niestabilność finansowa; upadłość banków

• Publisher: Uniwersytet Łódzki. Wydawnictwo Uniwersytetu Łódzkiego
• Journal: Finanse i Prawo Finansowe
• Year: 2016
• Volume: 3
• Issue: 1
• Pages: 83-96

Dates

published

2016-03-31

Contributors

author

Sophia Lobozynska

• Bank and Insurance Business Department of Ivan Franko L’viv National University, 79008, Lviv, Svoboda boulevard, 18, Ukraine

References

• Akimova I., Komarov V., 2015, Banks of Ukraine: How to get out of the loop of distrust, [available at:] https://zn.ua/macrolevel/banki-ukrainy-kak-vybratsya-iz-petli-nedoveriya-vyhod-iz-bankovskogo-krizisa-kak-razorvat-krug-nedoveriya-_.html
• Annual report of DGF on 2014 year, [available at:] http://www.fg.gov.ua.htm
• Banking statistics, [available at:] http://www.bank.gov.ua/files/stat.pdf
• Gordiyenko O. Deputy Director of the Deposit Guarantee Fund: Active phase of the bank cleaning ended, [available at:] http://www.economics.unian.net
• Kornylyuk R. The banking panic: lessons and implications. What completed the largest banking crisis in the history of Ukraine, [available at:] http://www.forbes.ua/ua/business/1396289-bankivska-panika-uroki-ta-naslidki
• Ochimovska T, Kostyantyn Vorushylin: The majority of Ukrainian borrowers has the mentality of bunko artists // Delovaya stolitsa. – 30.11.2015, [available at:] http://www.dsnews.ua
• On regulation of the situation on monetary and exchange market of Ukraine, confirmed by resolution of the NBU on 03.09.2015 №581, [available at:] http://www.zakon.rada.gov.ua.htm
• On the Amendment of Certain Legislative Acts of Ukraine Regarding Prevention of Adverse Impact on Stability of the Banking System: The Law of Ukraine from 16.07.2015 № 629-19, [available at:] http://www.zakon.rada.gov.ua.htm
• Regulations on the calculation, charging and payment of fees to the Deposit Guarantee Fund approved by the Executive Directorate of DGF 02.07.2012. – №1, [available at:] http://www.fg.gov.ua.htm
• Skolotyanyy Y., Samayeva Y., Kostyantyn Vorushylin: „The fund was not ready for instant solutions to problems that collapsed on him” 03/09/2015 [Electronic resource]. – [Access mode]: http://www.gazeta.dt.ua
• Statistics of DGF, [available at:] http://www.fg.gov.ua.htm
• The report on the results of the research „The survey aimed at the assessment of the level of knowledge of Ukrainian consumers of the system of the individual deposits guarantee”. – Kyiv. – 2015. – 28 p., March 2015 , [available at:] http://www.fg.gov.ua.htm
• Ukraine – Second Programmatic Financial Sector Development Policy Loan, [available at:] www.worldbank.org/en/news/loans-credits/2015/09/15/ukraine-second-programmatic-financial-sector-development-policy-loan
• World Economic Forum: Global Competitiveness Report, Competitiveness Ranking 2015, [available at:] http://reports.weforum.org/globalcompetitiveness-report-2015-2016/competitiveness-rankings/#indicatorId=GCI.B.08

Identifiers

DOI

10.18778/2391-6478.3.1.07