Regulacyjne środowisko testowe (regulatory sandbox) – doświadczenia i perspektywy

• Authors: Kamilla Marchewka-Bartkowiak

Title variants

EN

Regulatory sandbox for financial innovations: experiences and perspectives

Abstracts

EN

The article looks at regulatory sandbox, i.e. a new technology which seeks to provide companies with the ability to test products and services in a controlled environment and aims at increasing regulatory standards in financial services. The article begins with explaining the rationale behind the development of regulatory technology. Next, the author provides an analysis of regulatory sandbox. She discusses international experiences with particular attention given to the British model, presents possible outline of Polish regulatory sandbox, and looks at the prospects for establishing European framework.

Keywords

EN

regulatory testing environment; regulatory sandbox; financial innovations; FinTech

• Publisher: Kancelaria Sejmu / Chancellery of the Sejm
• Journal: Studia BAS
• Year: 2019
• Issue: 1(57)
• Pages: 61-75

Dates

published

2019

Contributors

author

Kamilla Marchewka-Bartkowiak

• Uniwersytet Ekonomiczny w Poznaniu

References

• Bromberg L., Godwin A., Ramsay I., Fintech sandboxes: achieving a balance between regulation and innovation, „Journal of Banking and Finance Law and Practice” 2017, t. 28, nr 4.
• Discussion Paper on the EBA’s approach to financial technology (fintech), EBA, August 2017.
• Fintech and Financial Services: Initial Considerations, IMF Staff Discussion Note, June 2017.
• Fintech Hub Polska – jak skutecznie zbudować centrum finansowe nowej generacji w Polsce, raport FinTech Poland, 2017.
• FinTech: a more competitive and innovative European financial sector, Consultation document, European Commission, 2017.
• No „Sandbox” in Germany, „Financial Services Observer” April 2017.
• Marchewka-Bartkowiak K., Nowe rozwiązania regulacyjne – RIA, sandbox, compliance, RegTech – w świetle procesu „inflacji” prawa finansowego, „Studia BAS” 2018, nr 1(53) [Nowa architektura europejskiego systemu finansowego, red. K. Marchewka-Bartkowiak].
• Marchewka-Bartkowiak K., Wyzwania regulacyjne związane z innowacjami technologicznymi i produktowymi [w:] Banki w nowym otoczeniu społecznym, gospodarczym i technologicznym, red. E. Miklaszewska, Poltext, Warszawa 2018.
• Regulatory sandboxes. A proposal to EBA by the Banking Stakeholders group, EBA, July 2017.
• Regulatory sandbox, FCA, November 2015.
• Regulatory Sandboxes, TorontoCentre, November 2017.
• Ringe W.-G., Ruof C., A Regulatory Sandbox for Robo Advice, EBI, 2 maja 2018 r.
• Szpringer W., Nowe technologie a sektor finansowy. Fintech jako szansa i zagrożenie, Poltext, Warszawa 2018.

Identifiers

DOI

10.31268/StudiaBAS.2019.04

Biblioteka Nauki

7481803