Wpływ nowych regulacji rynku finansowego Unii Europejskiej na finansowanie małych i średnich przedsiębiorstw przez banki

• Authors: Małgorzata Mikita

Title variants

EN

The impact of the new EU financial market regulation on the financing of small and medium enterprises

Abstracts

EN

This aim of the article is to discuss the impact of CRD IV (Capital Requirements Package IV Directive) and CRR (Capital Requirements Regulation) on the financing of small and medium enterprises (SMEs) in the EU. The author describes the impact of changes in capital and liquidity requirements of banks and leverage on capital requirements for credit risk exposures to SMEs, the countercyclical capital buffer and preferential risk weights for loans up to 1 million euros to small and medium enterprises. The author concludes that these regulations may restrict the access of these enterprises to bank loans.

Keywords

EN

CRD IV directive; SMEs financing; small and medium enterprises; Poland; EU financial regulations; CRR; European Union

• Publisher: Kancelaria Sejmu / Chancellery of the Sejm
• Journal: Studia BAS
• Year: 2014
• Issue: 1(37)
• Pages: 49-64

Dates

published

2014

Contributors

author

Małgorzata Mikita

• Uczelnia Łazarskiego w Warszawie

Identifiers

Biblioteka Nauki

14525843