PL
Key words: financial markets, enterprises, outside capital, factoringSummaryAn interest in the factoring seems at least potentially high, very number of agreementsis small, if not scanty, taking the quantity of active enterprises into considerationin Poland, reaching two million. Various sources in addition are givingcompletely diversified sizes, amongst which the view that in Poland he is using thefactoring is dominating to no more than 10 000 of entrepreneurs. However havingconsidered the fact that the majority of such agreements has disposable character,we don’t have sources of pride. Apart from that these enterprises which are usingthe factoring are made interested above all in his fundamental function - financial,whereas other services practically are occasionally appearing. Very discouragedentrepreneurs are conditions institutions offering the factoring are putting which,e.g. high limit of turnovers, the minimal invoice values, requirements concerningdebtors.Making the attempt of synthetic determining the reasons for the paucity of agreementsfacktoring an unequivocal answer is arising: costs and the scarce knowledgeof entrepreneurs to this subject. All examinations, including market surveysthey are confirming that companies don’t often simply know this service, and ifalready heard about her, were these are negative opinions. Such an opinion is beingcreated in the significant degree by the dislike for the disclosure of informationconcerning enterprise and his finances and anxiety of loss of the control over theaccounts receivable management. One outing remains - education, but effective.