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  1. 1 Kozgazdasagi Szemle (Economic Review)

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  1. 1 Bethlendi A.

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The role of the credit market in consumption and saving decisions of Hungarian households

100%
Bethlendi A.
Kozgazdasagi Szemle (Economic Review)
|
2007
|
vol. 54
|
issue 12
1041-1065
EN
Looking at data for almost forty years shows it as characteristic for consumption and housing investment to be strongly preferred over financial savings in long-term behaviour by Hungarian households, despite major changes in the institutional system. An important role in this is played by the credit supply. Households are also using credit possibilities to increase their consumer and housing expenditures. The strong credit supply has been coupled with a low financial savings rate. This is not unique among European countries, but it may lead to a riskier macroeconomic path.
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