The article presents the diversification of households indebtedness level in the European Union countries. The outstanding credit to household disposable income ratio and the relation between a level of indebtedness and the problem of arrears in payment were analysed. The cluster analysis and correlation analysis methods were applied.
The aim of this paper was to compare young people's from Poland and Austria behaviour on the banking services market and to create a decision making process scheme of young people. The aim was realised by comparing financial behaviour of students from Poznan University of Life Sciences and Universität für Bodenkultur Wien.
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