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Dobrowolne prywatne ubezpieczenia zdrowotne. Propozycje i debata wokół ich wprowadzenia w Polsce

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Jurkiewicz-Świętek I.
Zdrowie Publiczne i Zarządzanie
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2012
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vol. 10
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issue 3
154–168
EN
The aim of each health care system is to protect citizens from ill health consequences and provide them with health care services they need. There are two main solutions to assure health care - social health insurance system and budgetary model. Despite domination of universal public system, in many countries private solutions develop alongside. Private health insurance (PHI), in contrary to public systems, calculate premium according to individual risk and it is (usually) purchased voluntarily. PHI exists in all EU countries playing different role in each. In Poland PHI is not well developed yet. This article presents main characteristics of PHI and current situation of PHI on Polish health care market. A brief history of attempts to introduce PHI in Polish health care system are described, with special focus on the last bill prepared by the Ministry of Health in March 2011. The latest proposal is analysed in details, based on international experience in PHI. The paper also evaluates possible influence of proposed Polish regulations on main actors in health care sector. Conclusions present key problems and recommendations for the process of introducing/developing PHI in health care system.
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Medyczne konta oszczędnościowe jako metoda finansowania świadczeń zdrowotnych. Dotychczasowe rezultaty ich funkcjonowania w świecie i perspektywa dla Europy

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Jurkiewicz-Świętek I.
Zdrowie Publiczne i Zarządzanie
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2014
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vol. 12
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issue 3
PL
Medical Saving Account as health care financing method – implementation results in the world and perspective for Europe Many countries around the world are concerned by growth in health care spending. Yet it is an unavoidable process resulting from new medical technologies, ageing populations and high expectations of patients. Therefore, the actual goal of any new solution in health care system, is slowing down the process of health care expenditures growth. One of the relatively new solution are medical savings accounts (MSAs; or health savings accounts, HSAs). The aim of this article is to present MSAs as health care financing method, its structure and implementation results in chosen countries. A short deliberation on MSAs’ place in Europe is presented.
3
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Konferencja Polskiej Izby Ubezpieczeń o dodatkowych ubezpieczeniach zdrowotnych

100%
Jurkiewicz-Świętek I.
Zdrowie Publiczne i Zarządzanie
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2012
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vol. 10
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issue 4
PL
17 maja 2013 roku odbyła się w Warszawie konferencja Dodatkowe ubezpieczenia zdrowotne – efektywny system na tle doświadczeń europejskich. Konferencja została zorganizowana przez Polską Izbę Ubezpieczeń (PIU), która jest organizacją samorządu branżowego reprezentującą wszystkie zakłady ubezpieczeń działające w Polsce. Do zadań PIU należy między innymi wspiera nie ustawodawcy w zakresie kształtowania prawa asekuracyjnego oraz prowadzenie wielostronnego dialogu na rzecz rozwoju sektora ubezpieczeń
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