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Payment Card Systems as an Example of Two-sided Markets – a Challenge for Antitrust Authorities

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Tosza K.

Yearbook of Antitrust and Regulatory Studies

2009

vol. 2(2)

125-140

This article aims to present the concept of two-sided markets on the example of payment card systems, which have attracted the attention of regulatory and antitrust authorities in recent years. First, the paper offers a few insights into the basic economic theory behind two-sided markets. Second, it presents a brief description of payment card systems and their features. The following analysis focuses on arguments that speak in favour of a regulatory or antitrust intervention into payment card systems. Finally, some of the potential problems that antitrust authorities must face when assessing two-sided markets are presented on the basis of an assessment of the decisional practice of the UOKiK President and the European Commission.

The very relevant market. Case comment to the judgment of the Court of Appeals in Warsaw of 22 April 2010 – Interchange fee (Ref. No. VI ACa 607/09)

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Tosza K.

Yearbook of Antitrust and Regulatory Studies

2011

vol. 4(5)

277-282

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2 Yearbook of Antitrust and Regulatory Studies

2 Tosza K.

1 2011

1 2009

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Payment Card Systems as an Example of Two-sided Markets – a Challenge for Antitrust Authorities

The very relevant market. Case comment to the judgment of the Court of Appeals in Warsaw of 22 April 2010 – Interchange fee (Ref. No. VI ACa 607/09)