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Determinanty nabywania ubezpieczeń przez samorządy gminne w Polsce

100%
Lisowski J., Wojtkowiak M.
Annales Universitatis Mariae Curie-Skłodowska, sectio H – Oeconomia
|
2014
|
vol. 48
|
issue 4
EN
The article categorizes the determinants of the buying of insurance by the local governments in Poland. Division presented in article includes objective and subjective factors. Authors divide determi- nants into five groups: economic, legal, historical, cultural-organizational, and social. It is worth noting that some of the determinants have specific nature as it results from the public nature of the activities carried out by local government units. The impact of presented factors may vary in the different local governments. Comprehensive identification of possible determinants of the buying of insurance coverage by the local governments makes it easy to identify the determinants of the buying of insurance by a particular government.
PL
Artykuł nie zawiera abstraktu w języku polskim
2
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Ubezpieczenie odpowiedzialności cywilnej samorządu gminnego w Polsce

100%
Łyskawa K., Wojtkowiak M.
Annales Universitatis Mariae Curie-Skłodowska, sectio H – Oeconomia
|
2014
|
vol. 48
|
issue 4
EN
Effective protection of insurance interest of local government in the field of civil liability requires consideration of the two areas of functioning: dominium and imperium. The main attribute of local government is exercising of public authority. Insurance of this area of activity requires the inclusion of pure economic loss into contract. A study conducted on 45 municipalities showed that the main areas of activity are covered by general liability insurance in most of the municipalities. In 2/3 of the examined municipalities pure economic loss resulting from official authority is covered by insurance. The insurance in most cases is based on act committed trigger, which is the best solution both from the point of view of the insured as well as the potential victim.
PL
Artykuł nie zawiera abstraktu w języku polskim
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