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DETAILED VIEW OF A PAY-OUT PRODUCT OF THE OLD-AGE PENSION SAVING SCHEME IN SLOVAKIA

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Špirková J., Szűcs G., Kollár I.
Ekonomický časopis (Journal of Economics)
|
2019
|
vol. 67
|
issue 7
761 – 777
EN
This paper discusses a selected product of the pay-out phase of the old-age pension saving scheme in Slovakia which is stated by Act 43/2004 Coll. on the Old-Age Pension Saving Scheme, in Article 46. It models and analyses the amount of pension annuities in the designed product according to mortality rates, euro area yield curves, specific composition of the insurance strain, expenses and other requirements of the authorities of the European Union and Act 39/2015 Coll. Additionally, the paper provides answers to current questions about the pay-out phase of pension savings. It points to all aspects relating to the determination of the amount of future pensions.
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