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EN
The solicitation of Structural Funds encounters financial difficulties. Each subject who wants to get money from EU must accumulate its own funds. Money from the territorial selfgovernment budgets is not sufficient. The state realizes that because of public finances crisis territorial self-governments cannot or do not want to contract debts on hitherto existing terms. The aim of the article is to present instruments of state policy stimulating the activity and ability local government units to gain funds earmarked for projects со-funded by the EU.
EN
The municipal authorities should - as every owner - take care of the property, especially municipal real estate and buy an insurance to cover various risks. The choice of an incurance product is difficult and requires the assistance of a security broker who might help to prepare the optimum insurance offer conccrning the property of a given municipal government. Local authorities must, however, make a decision themselves whether the broker should select one of the available insurance packages or propose specifically prepared offer which includes insurance of some types of risks offered by other insurance companies.
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