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The article gives a general view of the actual situation and the potential importance that the education factor plays in the formation and development of human resources in Albania, based on the Albanian education system applied as well as the strategies undertaken regarding the development of human resources by transforming it in an important asset and an unstoppable source of values for all the society. In particular, the article is focused in analyzing and evaluating the link between the level of human resources education and some of the socio-economic factors supposed to influence on it. The study is based on the data gathered through usage of the questionnaire tool by distributing 500 of them in the main cities of Albania. By applying statistical analysis, Chi-Square Tests and correlation coefficients on the data gathered it came out that individuals with (at least) university education have a higher proportion of a combined portfolio mostly in investments like treasury bonds and real estate.The behavior of the Albanian citizens towards the investment in human capital is noticeably determined by the individual level of education, with the level of importance 0, 01 which means a 99% probability in significance and the calculation of the correlation coefficient between the investment in human capital and the education is 98% important.
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