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  1. 1 Pieniądze i Więź

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  1. 1 Swietlik K. M.

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  1. 1 2010

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ECONOMETRIC ANALYSIS OF POLISH HOUSEHOLDS' DEPOSITS AND CREDITS IN THE YEARS 2000-2009 (Ekonometryczna analiza depozytów i kredytów gospodarstw domowych w Polsce w latach 2000-2009)

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Swietlik K. M.
Pieniądze i Więź
|
2010
|
vol. 13
|
issue 3(48)
128-139
EN
The article presents changes which occurred in the years 2000-2009 in savings and credits of Polish households registered by Polish National Bank. Particular emphasis is put on changes observed in time of real estates market boom in the years 2006-2008, and on effects of crisis in the years 2008-2009. The main aim of analysis was construction of econometric models describing influence of chosen macroeconomic factors on households' decisions of savings and taking credits in Poland. Therefore statistical analysis of chosen determinants was carried out and single-equation models of deposits and credits were estimated and verified for monthly data. Each model turned out to be numerically and statistically proper and each shows essential impact of taken determinants on analysed phenomena.
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