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EN
The first purpose of the article is to identify a range of the term “to operate” (tofunction, to act) in the light of Polish banking law, because it provides a basis for thesubsequent consideration. It is worth to notice as a legal term, it is used solely in relationto cooperative banks and only in the title of the act regulating the cooperative banks’activity and organization (Act on the Operations of Cooperative Banks, their Affiliation, and Affiliating Banks of 7 December 2000). The second purpose of the research is an analysis of the changes in a cooperative banks’ operations in the context of its territorial or banking services limitations duringlast few years. Appraising the legal solutions author has tried to find an answer for thefew material questions. Why the legislator had amended the mentioned act? Had thechanges been a well thought-out or rather had it had of ad hoc nature? Is it still true to saythat cooperative banks can undertake activities for the benefit of local community under current regulation? The author tends towards the view that Polish legislator does notpursue any plan and he has no concept what role should cooperative banks play in Polishbanking system nowadays.
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