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Korzystanie z usług bankowych przez rolników indywidualnych w Polsce

100%
Kata R.
Journal of Agribusiness and Rural Development
|
2011
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issue 4(22)
87-99
EN
The paper analyses the structure and dynamics of credit indebtedness of agricultural holdings and farmers’ bank deposits in Poland in 1996-2009. The aim of this article was to describe the financial relationships agricultural holdings with banks, and characteristics farmers as purchasers of banking services, including the identification of specific attitudes and behaviours of farmers in the banking market, which differ from other groups of bank customers (non-agricultural entrepreneurs, individuals). Agricultural holdings were analysed as a sector. The source of empirical data were statistics of NBP (National Bank of Poland), GUS (Central Statistical Office) and FADN.
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Systemy gwarantowania depozytów – konwergencja rozwiązań stosowanych w krajach Unii Europejskiej

100%
Włodarczyk B., Małecka E.
Zarządzanie i Finanse
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2012
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vol. 4
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issue 1
521-535
EN
One of elements of financial safety net are the deposit insurance systems. The first suggestions about insurance of deposits were mentioned in recommendations of the European Commission 87/63/EEC of 22 December 1986. These recommendations were not compulsory. More strict form of protection of deposit and the base aiming to harmonize the solutions used in deposit insurance systems in the member countries of EU gave Directive 94/19/EC which was changed by Directive 94/19/EC. On 12 July 2010 European Commission introduced the project of a new directive for deep reform of deposit insurance systems. Among others it regulates: level of deposit insurance, range of insurance, period of payments of deposit insurance, the way of financing and using of financial funds.
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