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  1. 1 Pieniądze i Więź

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  1. 1 Kulawczuk P.

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  1. 1 2007

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Innovative Banking in Small and Medium Size Business

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Kulawczuk P.
Pieniądze i Więź
|
2007
|
vol. 10
|
issue 4(37)
97-108
EN
Modern banking in small and medium size business needs innovative offers and innovative distribution channels. The author presents essential innovations in European and world banking in the past ten years and points out to the wide range if fields not explored by Polish banks. It is especially visible in the areas open to the European Union support like credit guarantees, starting capital, venture capital and other higher risk markets. The author predicts that small and medium size business would be financed more intensely in the early development stage and that public financial institutions would share part of the risk. The banks would inevitably start to take care of clients whose credibility is based on human capital and intellectual property in contrast to the traditional material guarantees.
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