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EN
The article assesses the impact of final demand for domestic products on the innovative activity of Polish enterprises. The activity is analysed in terms of their involvement in research and development (R&D) processes, which are considered crucial for an economy to be able to create a stock of knowledge. The main purpose of the analysis is to identify products that contribute to the largest increases in enterprises’ R&D expenditures. To study the effect of final demand on enterprises’ R&D activity, the input-output analysis method has been adopted. The presented analysis is part of author’s research on the intersectoral diffusion of knowledge in the Polish economy.
EN
Financial exclusion can be considered one of the important problems at the average level of socioeconomic development, which includes, among others, Poland. It consists in the presence of difficulties in accessing and/or using financial products and services on the main market that are suitable for the needs of individuals, and prevents them from leading a normal life in society. Due to its own characteristics and the trends in financial markets, this phenomenon is closely linked to the issue of the digital divide. Accordingly, it can be seen that solutions leading to the reduction of the financial exclusion are based on tools using information technology innovations and modern technologies. One of the methods recognized as the most effective in this area is financial education, which is aimed largely at children and adolescents, which justifies additionally the choice of such tools. It was equally important to determine the extent to which modern instruments are preferred in comparison to traditional ones. The aim of this paper will be the analysis of the solutions based on modern technologies that are used in actions taken to prevent financial exclusion in selected EU countries, including Poland. The structure of the paper is as follows: the first part will present the problem of financial exclusion (identifying groups particularly at risk), then it will review methods of preventing and combating financial exclusion, with particular emphasis on modern ICT tools, and the final part will indicate the possible directions and barriers facing the solutions that may lead to a reduced level of financial exclusion of individuals. The method made use of indepth analysis of the literature and a review of existing solutions, which financial institutions provide on the Web.
EN
In this research, the selection and implementation of ERP Systems will be discussed. The ERP concept, the selection process, and the importance of selecting a certain ERP solution for the companies will also be dealt with. However, implementation of ERP software brings not only benefits, but also incurs costs. After the literature review of ERP implementation strategies, a survey is reviewed that was conducted among several large and mid-size companies that adopted SAP, one of the major ERP solutions, in their businesses in Bosnia and Herzegovina and Turkey. The focus of the survey will be on different aspects of SAP implementation, such as struggles that have been faced during its implementation and its benefits following implementation. In the final section, a comparison is made between Turkish and Bosnian companies. While the study indicates some differences in implementation strategies and major benefits, similarities between the two countries are more pronounced.
EN
Cryptocurrencies like Bitcoin are offering new avenues for economic empowerment to individuals around the world. However, they also provide a powerful tool that facilitates criminal activities such as human trafficking and illegal weapons sales that cause great harm to individuals and communities. Cryptocurrency advocates have argued that the ethical dimensions of cryptocurrency are not qualitatively new, insofar as money has always been understood as a passive instrument that lacks ethical values and can be used for good or ill purposes. In this paper, we challenge such a presumption that money must be ‘value-neutral.’ Building on advances in artificial intelligence, cryptography, and machine ethics, we argue that it is possible to design artificially intelligent cryptocurrencies that are not ethically neutral but which autonomously regulate their own use in a way that reflects the ethical values of particular human beings – or even entire human societies. We propose a technological framework for such cryptocurrencies and then analyse the legal, ethical, and economic implications of their use. Finally, we suggest that the development of cryptocurrencies possessing ethical as well as monetary value can provide human beings with a new economic means of positively influencing the ethos and values of their societies.
EN
This article presents and verifies an idea of technological paradigm and technological trajectory. According to this theory technological progress is not a random process, but its regular and stable course is set by a technological trajectory. This regularity results from the application of similar methods to solve technological problems. The set of these methods is established by existing technological paradigm. The study of the process of changes in tanks technical characteristics confirms the existence of such regularity. Turning points and consecutive phases of progress related to changes in technological paradigm are identified. History of these changes also fits to a classical product life cycle.
PL
W artykule omówiona i zweryfikowana zostaje teoria paradygmatu oraz trajektorii technologicznej, według której rozwój technologii nie jest zjawiskiem losowym, ale charakteryzuje się regularnymi stabilnym przebiegiem wyznaczającym trajektorię technologiczną. Owa regularność wynika ze stosowania podobnych metod rozwiązywania zagadnień technicznych, wyznaczonych przez obowiązujący paradygmat. Przeprowadzona na przykładzie czołgów analiza procesu zmian charakterystyk technicznych potwierdza istnienie takiej regularności. Wskazane zostały punkty zwrotne, rozgraniczające kolejne fazy rozwoju tej technologii, związane ze zmianami paradygmatu technologicznego i odpowiadające klasycznym fazom cyklu życia produktu.
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