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Aspekty ochrony konsumentów UE użytkujących waluty wirtualne

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Pakla R., Adamczyk P.
Studia BAS
|
2019
|
issue 1(57)
127-142
EN
The article provides an overview of consumer protection measures designed to ensure the rights of owners and users of virtual currencies. The authors state that there is an ongoing debate in the EU about the legal qualification of virtual currencies as financial instruments. It is contrary to the initial purpose of virtual currencies which was the payment function. The authors attempt to answer the question which EU law should cover the virtual currencies, MIFID2 or PSD2, as the legal qualification will be crucial for consumer rights. They claim that the position adopted by the European legislative should provide the fullest possible scope of consumer protection.
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