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  1. 1 Optimum. Studia Ekonomiczne

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  1. 1 Al-Kaber M.

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  1. 1 2013

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Techniki finansowe banków islamskich

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Al-Kaber M.
Optimum. Studia Ekonomiczne
|
2013
|
issue 3(63)
174-194
EN
The aim of this paper is to present the techniques (products) of business financing that can be used by Islamic banks according to the rules of Koranic law. The principles of Islamic banks are prescribed in the Holy Quran which is a signpost for all the believers of Islam. The most important feature of Islamic banking is the lack of interest – riba. Under the Islamic law, investors have no right to any additional sums from the capital advanced, unless they participate in the sharing of risk. The principles of Islamic financial system are clearly defined in the Islamic law. Islamic banks have constructed many financial products based on the guidelines of Islamic banking. Banking products are constantly being improved so that they can meet the re-quirements of the Islamic doctrine and enable investors to obtain adequate income.
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