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1

Connecting the pension and student-loan systems

100%
Berlinger E.
Kozgazdasagi Szemle (Economic Review)
|
2005
|
vol. 52
|
issue 9
631-647
EN
The study examines the possibility of connecting the pension system with the student-loan system. After a brief presentation of the purpose and characteristics of the systems and the main dilemmas and similarities that appear, the author describes a connected model that would leave both systems more efficient in many respects. Among the model's most attractive features are simplicity and transparency, and it offers incentives that mobilize all possible sources for the two main aims of financing study and providing security in old age. The author also obtains formally the pension-indexation rule required for the system to operate in equilibrium, while striving to make the concepts and vocabulary of pension and student-loan literature converge.
2

Możliwości wykorzystania doświadczeń Stanów Zjednoczonych w zakresie form zabezpieczenia preferencyjnych kredytów studenckich w Polsce

75%
Frańczuk M.
Zeszyty Naukowe Uniwersytetu Ekonomicznego w Krakowie
|
2011
|
issue 875
5-15
EN
The paper focuses on the problems of financing university education through student loans. It presents a comparative overview of the student loan systems in Poland and the United States, where this method of financing education is very common. The author also proposes alternative means of securing student loans in Poland. The construction of the security comes partly from the U.S. student loan system and the concept of securing preferential student loans is based on the student work system.
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