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  1. 1 Prakseologia

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  1. 1 Kolasińska E.

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  1. 1 2012

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Świadomość odpowiedzialnego pożyczania

100%
Kolasińska E.
Prakseologia
|
2012
|
issue 152
169-184
EN
The issue of responsible borrowing is an interdisciplinary issue, undertaken by different social sciences and practitioners of economic life. Responsible borrowing is a credible and reliable transaction between the lender and the borrower. This commitment requires reliability of both parties. The main thesis of this article is the following: Financial competences promote responsible decision-making about borrowing money. Nowadays, financial competences are the key resources that are essential for social and economic life. This article presents the development of the awareness of responsible borrowing of money. Financial competences and trust in financial institutions are also discussed. In conclusion, it was found that financial awareness and financial competences are conducive to responsible borrowing of money.
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