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EN
The article attempts to explore the applicability of the household model to the monastery of Bawit in Middle Egypt as seen through the papyrological documentation. By focusing on features and functions of household underscored in definitions used by sociology and economy, it defines the monastery as a unit where material and symbolic value was produced and transmitted, and brings to light connections between people, materialities, and labour.
EN
The paper provides an overview of the information sources, methodology and main findings of the research of quality of life and poverty using indicators of subjective well-being applied by state statistics agencies in Ukraine. The paper describes the system of indicators for self-evaluation of the attained level of well-being, the level of satisfaction from meeting the basic living needs, and the limitations in consumption abilities of selected population groups due to hard conditions. In addition, methodological approaches in national statistics practice are discussed for the case of analysis of economic deprivation and for infrastructure development as indicator of geographic accessibility of services and non-geographic barriers causing the deprivation of access. Also, this paper reviews the factors that underlie the deprivations and define the percentage of population that is particularly affected by multiple deprivation in Ukraine. It covers the data on dynamics and analyses the distribution of deprivation by different population group, for several years. Finally, it describes further steps on the way to enhance the information capacity of subjective wellbeing studies, particularly as regards implementation of the contemporary approaches in international perspective, including Europe.
EN
In this study, the effectiveness of classical regression models to forecast the indicator of mass accumulation of waste was investigated. The economic and infrastructural variables were used as explanatory variables. The conducted studies show that applying regression models can produce forecasting models generating errors at an acceptable level although only for the municipalities of urban and urban-rural administrative type. For the models where the following were selected as explanatory variables: income indicator, mean number of persons living in a residential building, proportion of arable land in the structure of land use, percentage of buildings in the municipality covered by the waste collection scheme, and the functional type of municipality, the error in the forecast obtained for the test set amounted to 12%–14%. Using the same set of explanatory variables for the rural municipalities caused the models to display forecasting errors for the test set ranging from 35% to 50%. Also, applying another combination of input variables gathered in the course of the studies did not result in developing models of better quality. Therefore, further studies are necessary in the search for more effective methods or other variables describing the mass waste accumulation indicator in rural municipalities.
PL
W pracy badano przydatność klasycznych modeli regresyjnych do prognozowania wskaźnika nagromadzenia odpadów. Jako zmienne objaśniające wykorzystano wskaźniki ekonomiczne i infrastrukturalne. Z wykonanych badań wynika, że stosując modele regresyjne można opracować modele prognostyczne generujące błąd na akceptowalnym poziomie ale tylko dla gmin o typie administracyjnym miejskim i miejsko-wiejskim. Dla modeli, w których zmiennymi objaśniającymi były wskaźnik dochodu, średnią ilość osób zamieszkujących budynek mieszkalny, udział użytków rolnych w strukturze użytkowania, procent budynków w gminie objętych systemem zbiórki oraz typ funkcjonalny gminy uzyskano błąd prognozy dla zbioru testowego na poziomie 12–14%. Wykorzystanie tego samego zestawu zmiennych objaśniających dla gmin wiejskich spowodowało, że opracowane modele miały błąd prognozy dla zbioru testowego na poziomie 35–50%. Również wykorzystanie innej kombinacji zmiennych wejściowych zgromadzonych w trakcie badań nie umożliwiło opracowanie modelu lepszej jakości. Konieczne są więc dalsze badania w kierunku poszukiwania efektywniejszych metod lub innych zmiennych opisujących wskaźnik masowego nagromadzenia odpadów na terenach gmin wiejskich.
EN
The economic system of the Republic of Poland was studied with the use of econometric modeling. Simultaneous equation system model that describes interdependence of major macroeconomic indicators of Poland and its household’s indicators was built. Several imitational experiments were made with the model to show the government’s economic policy influence on the country’s economic system.
EN
The paper presents changes in consumption in Polish households occurring in the context of internationalization and globalization of markets. The characteristics, forms and manifestations of consumption’s globalization as well as socio-economic determinants of private consumption and their inflence on the consumption of food products, industrial goods and services were presented. Available statistics of GUS (Central Statistical Office) were used as a source.
PL
W artykule zaprezentowano zmiany w konsumpcji w sektorze polskich gospodarstw domowych zachodzące w kontekście umiędzynarodowienia i globalizacji rynków. Wskazano na cechy, formy i przejawy globalizacji konsumpcji oraz uwarunkowania społeczno-ekonomiczne spożycia prywatnego i ich wpływ na kształtowanie się tego spożycia produktów żywnościowych, przemysłowych i usług. Wykorzystano źródła dostępnej statystyki GUS.
EN
In this article, the author has attempted to analyse the problem of making purchase decisions concerning both everyday consumables, such as food, beverages, household chemicals, cosmetics, etc., and durable goods (real properties, cars, furniture, audio/video devices and household appliances) in the Polish households. They are often made independently by a single person representing the given household, and to a certain extent, they also constitute an outcome of the arrangements between the household members. Therefore, the main point of the study was to determine whether the consumption structure in the Polish households develops according to the traditional model as assumed by the neo-classical economics, or if a democratic model starts to prevail. Another issue studied was the influence of the most significant demographic characteristics, such as sex, age, education, social group or place of residence, on the manner in which the said decisions are made. It seems that the survey results analysed are sufficient grounds for claiming that the democratic model of the purchase decision making, with regard to both the everyday shopping and buying of durable goods, will gradually become more and more popular in the Polish households primarily due to predominance of this model in younger households.
EN
The problem of monetary aspect of welfare in employees’ household was undertaken in this paper. In order to identify the households in danger of poverty, the binary logit models approach was applied. It was found that the estimation of models without the interaction terms results in misspecification error. Due to this, the interaction terms, between the socio-economic factors of households were included in the model. The obtained results can have significant importance in the aspect of social policy in Poland.
EN
The article discusses the specific character of financial needs, their placement in a hierarchy, and the evaluating of the characteristics of financial products. It presents research, conducted among groups of students, which links financial needs with the perception of the value of the products. The results indicate that a limited number of factors influence the perception of such value. These factors play a key role in satisfying (financial) security needs, setting the price of service and the variety of choice, which guarantees a better fit to clients’ individual needs.
EN
In this paper, on the base of research results, there is shown the specificity and the hierarchy of objectives as well as common forms of savings for households in Opole Voivodeship. This analysis was done on the assumption that households represented by the model affect the financial management of the differences in saving preferences.
EN
The aging of population is a common problem in the modern economy and finance. Reverse mortgage is one of alternative ways of raising citizens’ standard of living after retiring by obtaining financial benefits accumulated in a residential property. The aim of the study is to evaluate a role of equity release service in providing additional household income for senior citizens illustrated by the case of a reverse mortgage. This type of service consists in transformation of non-liquid, tied-up in property capital into liquid financial resources. Thanks to capital conversion, senior citizens can supplement retirement benefits without a need to leave their property. The research hypothesis verified in the study stated that benefits paid as equity release in the form of a reverse mortgage provided greater support for women than for men. That hypothesis was rejected.
EN
The analysis of the official sources and expenditures towards the reproduction of labor suggests that households mainly provide current consumption, which is the economic basis of a simple reproduction of the labor force. At the same time households costs for expanded reproduction of the labor force is insufficient. This applies particularly to education and healthcare. To improve the situation regarding increasing of revenue sources and directions of households expenditures at the national level it is nessesary to implement the following algorithm of sequential steps: 1) reduce population differentiation in terms of its average per capita income; 2) a policy of stimulating an increase of household expenditures for expanded reproduction of the labor force; 3) enhance the educational level of the population; 4) provide activities directed at popularization of a healthy way of life, physical culture and sports.
PL
Bliższe i dalsze otoczenie ekonomiczne ma istotny wpływ na sposób organizacji i funkcjonowanie gospodarstwa domowego. Wpływ ten wynika z relacji zachodzących pomiędzy najważniejszymi instytucjami i sektorami gospodarki a gospodarstwem domowym jako podmiotem gospodarowania, powstających w procesie wzajemnego świadczenia usług. Dlatego też kryzys światowy, wywołując określone reperkusje w sferze ekonomicznej i społecznej, wpłynął na warunki funkcjonowania gospodarstw domowych, co znalazło swoje odzwierciedlenie zarówno w ich postawach wobec kryzysu, jak i podejmowanych działaniach dostosowawczych.Celem publikacji jest prezentacja wyników badań pierwotnych przeprowadzonych na reprezentatywnej próbie gospodarstw domowych regionu zachodniopomorskiego na temat ich postaw i zachowań wobec kryzysu, odnoszących się do funkcjonowania gospodarstw w sferze ekonomicznej, w tym konsumpcji i sytuacji w zakresie pracy oraz w sferze psychospołecznej.
EN
The closer and further economic environment has an important impact on the organization and functioning of a household. The impact results from a relationship, which occurs between the most important institutions and economic sectors and a household as a management entity, all resulting from the mutual service offering process. Therefore, the global crisis causing certain repercussions in the economic and social realm influenced the functioning of households, which, in turn was reflected both in their attitudes towards the crisis and taking adjustment efforts. The aim of this publication is to present results of original research carried out on a representative sample of households from Zachodniopomorskie region, about their attitudes and behavior towards the crisis relating to functioning of household in the economic realm, including consumption and situation in the area of work and psychosocial sphere.
EN
The closer and further economic environment has an important impact on the organization and functioning of a household. The impact results from a relationship, which occurs between the most important institutions and economic sectors and a household as a management entity, all resulting from the mutual service offering process. Therefore, the global crisis causing certain repercussions in the economic and social realm influenced the functioning of households, which, in turn was reflected both in their attitudes towards the crisis and taking adjustment efforts. The aim of this publication is to present results of original research carried out on a representative sample of households from Zachodniopomorskie region, about their attitudes and behavior towards the crisis relating to functioning of household in the economic realm, including consumption and situation in the area of work and psychosocial sphere.
PL
Bliższe i dalsze otoczenie ekonomiczne ma istotny wpływ na sposób organizacji i funkcjonowanie gospodarstwa domowego. Wpływ ten wynika z relacji zachodzących pomiędzy najważniejszymi instytucjami i sektorami gospodarki a gospodarstwem domowym jako podmiotem gospodarowania, powstających w procesie wzajemnego świadczenia usług. Dlatego też kryzys światowy, wywołując określone reperkusje w sferze ekonomicznej i społecznej, wpłynął na warunki funkcjonowania gospodarstw domowych, co znalazło swoje odzwierciedlenie zarówno w ich postawach wobec kryzysu, jak i podejmowanych działaniach dostosowawczych.Celem publikacji jest prezentacja wyników badań pierwotnych przeprowadzonych na reprezentatywnej próbie gospodarstw domowych regionu zachodniopomorskiego na temat ich postaw i zachowań wobec kryzysu, odnoszących się do funkcjonowania gospodarstw w sferze ekonomicznej, w tym konsumpcji i sytuacji w zakresie pracy oraz w sferze psychospołecznej.
EN
Theoretical background: The problem of the impact of the pandemic on the consumer credit market in Eurozone countries is important both from a cognitive point of view and from the perspective of economic practice. The current state of knowledge on the consumer credit market situation in Eurozone countries is incomplete. It is more common to find works concentrating on the effect of the pandemic on the consumer credit regulations, on the banking sector, or on evaluation of the consumer credit market situation in selected Eurozone countries, selected European countries or Europe as a whole. As a result, many accounts of the impact of the pandemic on consumer credit can be found, but there are no studies presenting the situation of the consumer credit market in Eurozone countries during COVID-19 in a comprehensive and integrated manner, simultaneously combining theoretical aspects and research results.Purpose of the article: This study has two objectives. The main objective was to examine the impact of the COVID-19 pandemic on the value of consumer credit in Eurozone countries. The specific objective was to examine the dynamics and directions of changes in the value of consumer credit during the pandemic in the Eurozone. The study hypothesis is that COVID-19 has determined the amount of household consumer credit debt in Eurozone countries, but that the determinants of this debt and the direction and strength of their impact are diverse.Research methods: The achievement of the objectives and hypothesis verification was based on a critical analysis of source texts and on quantitative research, in which time series analysis and multiple linear regression analysis were used.Main findings: It has been proven that the pandemic has influenced the tendency of households to take out credit, as well as the propensity of banks to grant credit, and that it therefore has affected the behaviour of both borrowers and lenders. We also showed that in periods of increased COVID-19 transmission, there was a low propensity for using credit, while in periods of relative suppression of COVID-19 symptoms, this tendency increased. It also has been proven that COVID-19 has unevenly affected the value of loans across countries. A significant difference was observed in the strength of the impact of individual independent variables on the value of consumer credit in the Eurozone, as well as a different direction of correlation between the variables. Moreover, significant differences were found in the number of variables influencing the value of consumer loans in individual Eurozone countries.
EN
In 2019, the Polish–Slovak Archaeological Mission in Tell el-Retaba continued the excavation of a Third Intermediate Period settlement in Area 9. The paper presents two houses, {1095} and {3111}, in detail. Activity-area analysis is employed to determine the main occupations of the inhabitants in successive phases. The analysis is based on the archaeological assemblage recorded from these features, including small finds, pottery, and installationse.
EN
Based on ethnographic research in 28 young middle-class households in Warsaw, this paper examines the money practices of couples living together, including how they set rules for budgeting, spending, and saving money. Drawing from practice theory and working with evidence gathered among young Poles, the paper shows how the couples jointly create a financial arrangement and then ground it in daily practices, transform it, and adjust it to changing circumstances. As the partners share a practical understanding and the rules are intelligible to each of them, this arrangement reflects the current order in the given household. By reconstructing the explicit or tacit beliefs as to why certain money practices are appropriate, desirable, acceptable, or completely inadmissible, this paper argues that everyday money practices are moral in nature and that a financial arrangement requires moral justification.
EN
Important participants in the financial market are households, which are becoming wealthier; and financial institutions provide products especially for them. Individual clients are an important group for both investors and borrowers, creating the necessity of making an analysis of their financial situation. The purpose of the article is to present the financial situation of Polish households at the end of the first decennium of the 21st century and an assessment is attempted.
EN
The aim of the paper was to assess differentiation of the occurrence of households’ income affluence in Poland between subregions. An analysis was conducted using two-level logit models without explanatory variables (null model) and with explanatory variables at household level (random intercept model and random slope model). The variables were related to the characteristics of the household and its head. The conducted analysis allowed to state that the occurrence of affluence is differentiated between subregions in the null model as well as in the model with explanatory variables.
EN
The study compared the effectiveness of the rough set theory and artificial neural networks with respect to predicting the rate of waste mass accumulation for recipients in the areas of rural municipalities. Simulations were performed for two variants of input variables. The first of them used all economic, infrastructure and economic indicators as independent variables. The second case was limited only to those whose correlation with the class label attribute exceeded 0,2  and they included: population density, percentage of buildings in the municipality covered by the collection system, the rate of income, and agricultural area. The analysis showed that rough sets’ models generate comparable-quality forecasts of mass waste accumulation rate for rural municipalities, such as artificial neural networks. The developed models are characterized by a high forecast error of about 20%–27%. Further research is needed towards finding effective methods or other conditional attributes that describe the rate of mass accumulation of waste in the areas of rural municipalities.
PL
W pracy porównywano efektywność teorii zbiorów przybliżonych i sztucznych sieci neuronowych do prognozowania wskaźnika masowego nagromadzenia odpadów dla odbiorców na terenach gmin wiejskich. Symulacje wykonywano dla dwóch wariantów zmiennych wejściowych. W pierwszym z nich jako zmienne niezależne wykorzystano wszystkie zgromadzone wskaźniki ekonomiczne, infrastrukturalne i gospodarcze. W drugim natomiast ograniczono się tylko do tych, których korelacja z atrybutem decyzyjnym była powyżej 0,2 a były to: gęstość zaludnienia, procent budynków w gminie objętych systemem zbiórki, wskaźnik dochodu, powierzchnię użytków rolnych. Wykonane analizy pokazały, że modele zbiorów przybliżonych generują porównywalnej jakości prognozy wskaźnika masowego nagromadzenia odpadów dla gmin wiejskich jak sztuczne sieci neuronowe. Opracowane modele charakteryzowały się wysokim błędem prognozy na poziomie około 20–27%. Konieczne są więc dalsze badania w kierunku poszukiwania efektywniejszych metod lub innych atrybutów warunkowych opisujących wskaźnik masowego nagromadzenia odpadów na terenach gmin wiejskich.
EN
The leisure management in the urban and rural households is characterized in the article. The main aim of this work was to present: the ways of leisure in the households, the financial ability to meet the needs of recreational services, leisure equipment in households and satisfaction connected with leisure management. The article shows the differences that occur in this respect in the rural and urban households. The article refers to data collected by Central Statistical Office and the research project "Social Diagnosis".
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