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  1. 1 Studia Gdańskie. Wizje i rzeczywistość

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  1. 1 Sowiński T.

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  1. 1 2011

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Indywidualne konta emerytalne – siedem chudych lat

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Sowiński T.
Studia Gdańskie. Wizje i rzeczywistość
|
2011
|
vol. 8
150-164
EN
The article discusses the important question in socio-economic life of the country – the retirement savings. The author analyses the retirement system reform of 1999 in Poland which introduced a three-pillar pension system (two pillars being obligatory and one voluntary) as well as the proposal for the third pillar – individual retirement accounts. He describes their functioning and appraises their value in retirement savings. The author draws attention to the fact that individual retirement accounts are not encouraged enough and describes high-risk models.
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