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Informality and affordability : approaches from the global south and opportunities for the global north

100%
Can A.
Critical Housing Analysis
|
2019
|
vol. 6
|
issue 2
1-12
EN
The changing world economy since the 1970s and the decrease in welfare and deregulation in the Global North have led to an inefficient and declining stock of affordable housing. In the Global South, the need to economically catch up with the Global North has led to a lack of sustainable affordable housing policies. Social and affordable housing policies in the Global South have been either non-existent or very inefficient. The aim of this short paper is to start a discussion (and contribute to the existing ones) on how the social dynamics of informal settlements may be a source of new approaches to the provision of affordable housing in the Global North and South. Despite their illegal status and characterisation as urban blight, informal settlements are frequently illustrative examples of collaborative processes in the areas of planning and development that depend on the social connections and relationships among squatter households.
2
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Retrenchment and social housing : the case of Finland

100%
Ruonavaara H.
Critical Housing Analysis
|
2017
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vol. 4
|
issue 2
8-18
EN
About 12 per cent of households in Finland live in social rental housing. The Finnish system of social housing is now facing challenges. Finland has reached a situation where large numbers of social rental dwellings are free from regulation because the state housing loans have been paid off, while new production of such housing is unable to make up for this loss. Potentially this means a decrease in the social rental housing stock. Current housing policy discourse sees social housing more as a failed policy than a necessary welfare measure. Such developments can be related to a larger change in the Finnish housing regime. It has entered a phase of retrenchment, where the government withdraws from its previous commitment to housing provision in order to give more room to market forces. Retrenchment has led to the strengthening of one of the basic features of Finnish housing policy, its selectiveness.
3
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"Not for housing" housing : widening the scope of housing studies

100%
Doling J., Ronald R.
Critical Housing Analysis
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2019
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vol. 6
|
issue 1
22-31
EN
Historically, the main focus of the study of housing in advanced economies has been on houses that meet the accommodation needs of households: houses as the main residence of families. In recent decades there has been the growth in the numbers of houses used for purposes other than as a main residence, for example in the forms of the recent global spread of Airbnb and of foreign engagement in housing as an investment tool; alongside a set of ‘for housing’ houses (FHH) another, overlapping, set of ‘not for housing’ houses (NFHH) is emerging. The present paper begins by identifying four types of NFHH, and considers the significance of their growth. It argues that while the NFHH sector is relatively small it has large impacts, and these are such that they challenge housing researchers and policy makers to develop additional ways of looking at housing systems.
4
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Testing housing price drivers in Santiago de Chile: a hedonic price approach

100%
Vergara-Perucich J. F.
Critical Housing Analysis
|
2023
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vol. 10
|
issue 2
44-57
EN
Hedonic modelling is an empirical analysis technique that is widely used to review the housing market and unpack the main determinants of price. A correct determination of housing price drivers allows a weighted prediction of the value of each dwelling for sale or rent. This paper reviews the fundamental determinants of housing prices that have been published in the literature to see which ones have a better predictive fit for the case of the housing market in the city of Santiago, Chile. From a record of 456,000 property transactions, a dataset composed of 11 explanatory variables is elaborated. Through a semi-logarithmic regression, 4 variables that contribute to explaining the formation of housing prices in Santiago, Chile, are identified. The results indicate that the socioeconomic characterisation of urban areas where housing is traded, the price of copper on the London Metal Exchange, the mortgage interest rate, the age of residential buildings are the main drivers for the main drivers of prices in Santiago. Given the crisis of access to housing in Chile, the article provides relevant information for decision-makers in housing policy.
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